🇭🇷 Croatia

Property Taxes and Buying Costs in Croatia

Budget 5–8% on top of the price for a resale apartment. On a 60 m² apartment in Zagreb (about €174,000) that is roughly €8,700–€13,920.

Costs when you buy

Real estate transfer tax
3% of market value
VAT on new builds
25% (instead of transfer tax), usually included in the price
Notary and land registry
approx. 0.2–0.5% of price
Lawyer
approx. 1% of price
Agent commission
approx. 2–3% plus VAT, usually paid by the buyer

Costs while you own

Property tax (porez na nekretnine)
€0.60–8.00 per m² a year, set by municipality (replaced the holiday home tax from 2025)

Tax on rental income

Long-term rental income is taxed at a flat rate (approx. 12%) with a 30% expense deduction; tourist rentals can opt for a flat annual lump-sum tax.

Frequently Asked Questions

What taxes do you pay when buying property in Croatia?↓
Real estate transfer tax: 3% of market value. VAT on new builds: 25% (instead of transfer tax), usually included in the price. Notary and land registry: approx. 0.2–0.5% of price. Lawyer: approx. 1% of price. Agent commission: approx. 2–3% plus VAT, usually paid by the buyer.
What are total closing costs in Croatia?↓
Typically 5–8% of the purchase price for a resale apartment.
How is rental income taxed in Croatia for non-residents?↓
Long-term rental income is taxed at a flat rate (approx. 12%) with a 30% expense deduction; tourist rentals can opt for a flat annual lump-sum tax.
Buying property in Croatia: step-by-step guide →
Property prices in Croatia →Apartments for sale in Croatia →Rental yield calculator →

Last reviewed 2026-10. General information, not tax or legal advice: rates change and often depend on region and buyer status, so confirm with a local notary, lawyer or tax adviser. Sources: Croatian Tax Administration: Real estate transfer tax, CMS: Croatia tax law changes in 2025.