🇧🇪 Belgium

Buying Property in Belgium: A Guide for Foreign Buyers

Apartments in Belgium cost from €4,500 to €4,500 per m² across the cities we track. Expect to pay another 4–15% of the price in taxes and fees.

Can foreigners buy property in Belgium?

No restrictions for foreign buyers

There are no restrictions on foreign ownership of residential property in Belgium for EU or non-EU buyers.

Tax ID you'll need: National number or BIS number (for non-residents)

How to buy, step by step

  1. 1Agree on price and sign a sale agreement (compromis / compromis de vente)
  2. 2Pay a deposit of about 10% into escrow
  3. 3Obtain financing within the agreed condition period
  4. 4The notary carries out checks and prepares the deed
  5. 5Sign the notarial deed within about 4 months and pay the balance and duties
  6. 6The deed is registered and recorded at the mortgage office

What it costs

A 60 m² apartment in Brussels at the average €4,500/m² costs about €270,000. Purchase taxes and fees add roughly €10,800–€40,500. Full breakdown of Belgium property taxes and costs.

Brussels€4,500/m² · gross yield 4.5%

Mortgages and residency

Approx. 60–80% LTV for non-residents, depending on the bank and income.

Frequently Asked Questions

Can foreigners buy property in Belgium?↓
There are no restrictions on foreign ownership of residential property in Belgium for EU or non-EU buyers.
How much are buying costs in Belgium?↓
Typically 4–15% of the purchase price for a resale apartment, including transfer tax, notary or legal fees and registration.
How much does an apartment cost in Belgium?↓
Average prices range from €4,500/m² to €4,500/m² across 1 cities; in Brussels a 60 m² apartment costs about €270,000.
Can non-residents get a mortgage in Belgium?↓
Approx. 60–80% LTV for non-residents, depending on the bank and income.
Property prices in Belgium →Apartments for sale in Belgium →Rental yield calculator →

Last reviewed 2026-10. General information, not tax or legal advice: rates change and often depend on region and buyer status, so confirm with a local notary, lawyer or tax adviser. Sources: Grant Thornton Belgium: Real estate taxes in Belgium in 2026, CMS: Belgium's regions pass new registration tax rates.